It’s no secret that those in the real estate business are keeping a close eye on the Fed. And they’re not alone. Every financial sector is directly impacted by Fed moves,Retirement Investing especially as the Fed scoops up $85 billion in bonds and mortgage-backed securities.

Low rates help more people qualify for home loans, more real estate changes hands and homeowners can refinance into lower rates, freeing up cash. But not everyone is cheering: retirees and soon-to-be retirees.

Recent articles in AOL’s Daily Finance (1) points out the damage low rates are having on those who are currently retired or about to be. Those in retirement today thought they were doing all the right things by saving up a tidy nest egg and living off the interest, but rates are so low, the interest payments are paltry.

Consider where certificates of deposit, a common instrument for retirees, were five years ago compared to today. CD’s routinely provided a 4.5 percent return in 2009 yet today they’re around 1.00 percent for a one year CD and a ridiculously low .50 percent or lower on a 3 month certificate. But there is a safe alternative for investors.

“We understand where retirees are today and appreciate their anxiety. These low returns are surely something they never expected” said Jerry Cohen, President of EquityBuild. “Many of our clients were in the same situation, not knowing where to invest their retirement funds safely while getting double digit returns.”

“Our firm has been buying, rehabilitating real estate property for years and our minimum annual return is 12 percent, with many of our clients enjoying returns of 30 percent or more in a single year.”

Investing in real estate is not something that a retiree can find at a local bank or visiting a financial planner. Retirees can be on the winning side of low rates by investing in real estate and getting out of low yield investments such as money market funds and certificates of deposit. There are alternatives. Profitable ones.

(1) July 27, 2013